Tim is Head of Protection at Hannover Re, responsible for business development and pricing.

With a background spanning life insurance and pensions, and experience in a number of protection markets across the globe, he is committed to supporting insurers in increasing access to protection in the UK

An actuary by profession, Tim started as a pension consultant before moving to Munich Re to price longevity and protection products. While there, he moved into a risk management role, focusing on a number of markets including North America, Asia and Australasia. In his current role, Tim works with insurers to launch innovative products that meet evolving policyholder needs in the UK.

Jo joined ILAG in 2013 and has headed the Management Team since 2021. She has worked in the life and pensions industry for many years, including roles in customer services, marketing, investments, compliance and financial crime prevention.